Your Dedicated Paraplanning Team in India.
Skilled paraplanners, compliance experts, and admin support — working exclusively for your Australian practice. Save 50-70% on staffing costs.
No commitment · 30-min discovery call
Built for Australian Financial Practices
Combining elite financial qualifications, strict Australian compliance, and secure direct software integration.
CA / CFA / MBA
Qualified Finance Talent from Top Indian Institutions
ASIC & FASEA
Compliance-Aligned Workflows & AFSL Standards
1–2 Day SLA
Fast On-Time Turnarounds with 100% Manual Verification
VDI / VPN
Encrypted Direct Access to Your Existing Systems
Xplan & Platforms
Pre-Trained on Xplan, Plutosoft, Midwinter & CRMs
50–70% Savings
Reduced Operational Overhead vs. Local Hires
What Australian Advisers Are Up Against
The financial advice industry is under pressure. Here's what we hear from practices every day.
Rising Operational Costs
Onshore paraplanners cost $100–$150/hr. As compliance requirements grow, so does your staffing bill — eating into margins that are already thin.
Talent Shortage
Finding qualified paraplanners in Australia is harder than ever. The industry lost thousands of advisers post-Royal Commission, and skilled support staff followed.
Compliance Overload
ASIC scrutiny, FASEA standards, and the Quality of Advice Review mean more documentation, more reviews, and more time away from your clients.
Your Remote Paraplanning Partner
RIAFIN bridges Australia's paraplanning gap with India's premier financial talent. Our dedicated teams — Chartered Accountants, MBAs, and CFA charterholders — securely log directly into your existing software systems (Xplan, Plutosoft, etc.), working exclusively for your practice using your preferred templates and workflows.
By empowering our paraplanners with the latest AI tools and automation systems, we ensure rapid, on-time delivery of advice documents — while maintaining a strict 100% manual verification process for complete accuracy and compliance.
Direct & Compliant Integration
Adviser uploads brief to your existing software (Xplan, Plutosoft, etc.)
Secure VDI/VPN login, AI-assisted drafting & 100% manual QA
Compliant SOA/ROA completed in 1–2 days inside your system
What We Deliver
End-to-end paraplanning and practice support, tailored to your advice process.
SOA Preparation
Comprehensive Statements of Advice — from strategy research and product comparison to compliant, client-ready documentation. We handle simple through to complex multi-strategy SOAs.
ROA Preparation
Records of Advice for ongoing client reviews, portfolio rebalancing, and insurance renewals. Tiered by complexity to match your practice needs.
Insurance Research
Life, TPD, trauma, and income protection needs analysis. Product comparisons across all major insurers, with detailed replacement analysis where required.
Investment Research
Portfolio analysis, fund comparisons, WealthSolver modelling, and asset allocation reviews. Supporting your investment committee or direct advice process.
Compliance & File Reviews
Pre-lodgement file reviews, compliance audits, and regulatory documentation. Ensuring your files are ASIC-ready and meet AFSL requirements.
Practice Administration
File notes, client correspondence, CRM management (Xplan), Fee Disclosure Statements, and application processing. Your back office, handled remotely.
Why Leading Advisers Choose RIAFIN
India's Premier Financial Talent
CAs, MBAs, and CFA charterholders from India's top institutions — not template fillers, but strategic para-advisers.
50–70% Cost Savings
Dedicated full-time paraplanners from $1,800/month — compared to $100–150/hr onshore.
Dedicated Teams, Not Freelancers
Your paraplanner learns your advice style, your templates, and your clients. Consistency you can rely on.
AEST Timezone Overlap
India is just 4.5–5.5 hours behind AEST. Real working hours overlap for collaboration and communication.
Australian Compliance Standards
Trained in RG146 requirements, FASEA standards, and Delivering Better Financial Outcomes reforms.
Direct Access to Your Existing Software
Our paraplanners securely log directly into your firm's existing software tools & CRM (Xplan, Plutosoft, Midwinter) — ensuring smooth, secure functioning without data migration.
AI-Trained & Manually Verified
Trained on cutting-edge AI tools to deliver documents rapidly and on time. Every SOA and ROA is 100% manually audited and verified by expert paraplanners before submission.
Enterprise Data Security
Secure login via encrypted VPN/VDI into your existing systems, strict NDA protection, no local storage, and ISO 27001 security standards.
Rigorous Candidate Vetting & Low-Risk Pilots
We evaluate every professional through technical testing, compliance assessments, and software proficiency before presenting them to your practice.
Technical & Compliance Testing
Every candidate undergoes comprehensive testing on Australian AFSL compliance guidelines, strategy logic, and SOA/ROA drafting standards.
Software & Platform Proficiency
Assessed for hands-on capability in Xplan (Xtools+, WealthSolver, Risk Researcher), Plutosoft, Midwinter, and leading advice tools.
Candidate CVs & Work Samples
Review detailed candidate CVs, anonymised SOA work samples, and qualification credentials before conducting your own interview.
Low-Risk Trial Pilot
Start with an initial trial period or a small pay-as-you-go job batch to evaluate quality, communication, and turnaround speed firsthand.
Simple, Scalable Investment
Choose between dedicated full-time remote personnel or flexible pay-as-you-go paraplanning support.
Dedicated Full-Time Professionals
38–40 hours/week, integrated exclusively into your firm's team.
Dedicated Paraplanners
Dedicated Financial Administrators
Pay-As-You-Go Paraplanning
Per-job pricing for overflow work, one-off SOAs, or initial testing.
Per-Job Document Pricing
✓ 1–2 Day turnaround options
✓ 100% Manual compliance QA
✓ Prepared directly in your software
*Indicative rates for Australian financial planning practices. Custom team packages available on request.
Getting Started Is Simple
From first call to fully operational — we make the transition seamless.
Discuss your Requirements
Tell us about your practice — your client volume, advice philosophy, software stack, and staffing needs. We'll assess if RIAFIN is the right fit.
We Match Your Dedicated Team
Based on your requirements, we select paraplanners with the right qualifications, software expertise, and experience level. You meet your team before onboarding.
Seamless Onboarding & System Setup
Your dedicated team is set up to log directly into your existing software tools (Xplan, Plutosoft, etc.) via secure VDI/VPN connections. We adapt to your advice templates and internal processes with zero data transfer friction.
AI-Assisted Workflow & 100% Manual QA
Leveraging cutting-edge AI software tools for speed and efficiency, our paraplanners prepare your deliverables on time. Every document undergoes 100% manual review and compliance verification before final delivery.
What Advice Practices Say
"RIAFIN's team has transformed our practice. The quality of SOAs is exceptional, and the cost savings have allowed us to take on more clients without sacrificing advice quality."
"We were sceptical about offshore paraplanning, but RIAFIN changed our minds. Our dedicated paraplanner knows our templates better than some local hires we've had."
"The timezone overlap works perfectly. We send briefs at end of day, and SOAs are ready for review by mid-morning. It's like having a night shift without the overhead."
Built to Bridge Two Markets
RIAFIN was founded with a clear mission: connect Australia's financial advice industry with India's deep pool of qualified financial professionals. We saw an industry struggling with rising costs, talent shortages, and mounting compliance demands — and a solution waiting on the other side of the world.
Our team members aren't just paraplanners. They're Chartered Accountants, MBA graduates, and CFA charterholders who bring genuine financial expertise to every Statement of Advice they prepare.
We're 100% remote by design — no expensive office overhead, no geographical constraints. Just dedicated professionals, working exclusively for your practice, with the security and compliance standards you'd expect from an onshore team.
- MBA — Melbourne Business School
- M.Tech (Systems Software Eng.) — RMIT University
- BCA — Punjab Technical University
With over two decades of experience spanning technology, software engineering, and BPO operations across Australia and India, Chetan founded RIAFIN to deliver high-quality, secure paraplanning outsourcing tailored for Australian financial firms.
Got Questions? We Have Answers.
Everything you need to know about partnering with RIAFIN for dedicated remote paraplanning.
01 What does RIAFIN stand for? +
RIAFIN stands for Remote Integrated Assistance for Financial Industry. We provide dedicated, highly qualified remote paraplanning and financial administration professionals exclusively to Australian financial planning practices.
02 Is RIAFIN a financial advice firm or AFSL holder? +
No. RIAFIN is a 100% remote Business Process Outsourcing (BPO) service provider based in India. RIAFIN is not an Australian Financial Services Licensee (AFSL) holder and does not provide financial advice. All deliverables are drafted under the direct instruction and guidelines of your client practice.
03 What is your SLA turnaround time for Statements of Advice (SOAs)? +
Our standard SLA turnaround time is 1–2 business days for Statements of Advice (SOAs) and Records of Advice (ROAs). Our AI-augmented workflow combined with dedicated human paraplanners enables delivery up to 50%+ faster than traditional onshore cycles.
04 What financial planning software platforms do you support? +
Our paraplanners are proficient in major Australian advice software, including IRESS Xplan, Plutosoft, Midwinter, AdviserLogic, Dash, Worksorted, and WealthO2. They log directly into your existing software environment with zero data migration required.
05 How does pricing work between Dedicated FTE and Pay-As-You-Go? +
Dedicated FTE provides a full-time paraplanner (A$2,500–A$3,400/month) or admin support (A$1,850–A$2,650/month) working exclusively for your practice (38–40 hrs/week). Pay-As-You-Go (PAYG) lets you order ad-hoc deliverables on demand (ROAs from A$125, Simple SOAs A$225, Standard SOAs A$325, Complex SOAs A$475).
06 How do you ensure data security and privacy compliance? +
We connect strictly via encrypted Virtual Desktop Infrastructure (VDI) or Secure VPN protocols directly into your Australian servers or cloud platforms. Our personnel do not store, copy, or retain client financial data locally, ensuring full alignment with Privacy Act requirements.
07 How do we match, interview, and onboard our dedicated paraplanner? +
We analyze your software stack, advice philosophy, and volume requirements. We then present hand-selected candidate CVs and sample work for your review and interview. Once selected, your dedicated paraplanner is onboarded within days.
08 Are your paraplanners qualified and trained in Australian financial standards? +
Yes. Our team members hold relevant university degrees in commerce, accounting, or finance, pass rigorous technical compliance and software exams, and receive continuous training on Australian RG146, FASEA/FAAA standards, and tax rules.
09 Can we test candidate capability with a low-risk trial pilot? +
Absolutely. Before committing to a full-time dedicated FTE arrangement, you can run a low-risk trial pilot to evaluate work quality, turnaround speed, and communication with your team.
10 What is the contract duration or exit clause for dedicated FTE agreements? +
We operate on transparent, flexible monthly terms with no lock-in long-term contracts. All dedicated FTE agreements include a standard 30-day exit clause.
11 Who holds legal responsibility for the financial advice issued to clients? +
Your practice's Australian Financial Services Licensee (AFSL) and its authorised financial advisers retain 100% legal responsibility for reviewing, verifying, approving, and issuing all advice documents to end clients.
12 How does AI technology fit into your paraplanning workflow? +
We utilize cutting-edge AI tools to speed up research, data extraction, and template preparation, reducing turnaround times to 1–2 days. Every deliverable undergoes 100% manual review and compliance audit by senior human paraplanners before final submission.
Ready to Scale Your Practice?
Get your dedicated paraplanning team — starting from $1,800/month per FTE. No lock-in contracts. 30-day exit clause.
30-min discovery call · No commitment required